Commercial finance shaped around your business.
Specialist funding for UK businesses, property investors and developers. We bring more than 35 years of lending experience to complex transactions, helping you understand your options and approach the right lenders.
The right structure matters as much as the funding.
A funding requirement rarely exists in isolation. It sits alongside your cash flow, assets, growth plans and the commitments your business already carries.
At Otium Partners, we take time to understand the transaction before considering which lenders may be appropriate. That might mean financing a new development, acquiring commercial premises, releasing equity from an existing asset or restructuring debt to create more flexibility.
Our role is to help you navigate the available options, prepare a coherent proposal and progress the transaction with clarity.
Funding for property, development and business.
From individual property transactions to more involved corporate funding requirements, we help clients assess the finance available and how it can be structured.
Commercial Mortgages
Finance for owner-occupied and investment property purchases, refinancing and capital raising.
Explore options →Development Finance
Funding for site acquisition, construction, refurbishment and property development projects.
Explore options →Business Loans & Growth
Commercial borrowing to support investment, expansion, acquisitions and working capital.
Explore options →Bridging Finance
Short-term funding for transactions where timing, flexibility or the asset requires a specialist approach.
Explore options →Development Exit & Refinancing
Refinance completed developments, review existing debt and potentially release capital tied up in property.
Explore options →Acquisition & Structured Finance
Considered funding structures for business purchases, complex transactions and multiple sources of capital.
Discuss a transaction →Years of direct lending experience brought to Otium Partners by Managing Director Jeff Durant.
Understanding how lenders think changes the conversation.
Led by Jeff Durant, Otium Partners brings extensive experience of lending against different assets and working with a broad range of borrowers.
We understand that an attractive opportunity still needs to stand up to credit scrutiny. That is why we focus on the quality of the funding proposition, the appropriateness of the lender and the practical details that help a transaction progress.
From the first conversation to completion.
Understand
We establish your objectives, funding requirement, financial position and timescale.
Structure
We consider how the borrowing should work and which lenders may have the right appetite.
Present
We help coordinate information and position the proposal for lender consideration.
Progress
We support negotiations and the practical steps towards completion.
Every funding requirement has its own moving parts.
A development nearing completion, a business acquiring premises or a company refinancing existing debt will each require a different approach.
Explore our case studies to see the types of commercial funding requirements we work with.
Need to assess a development opportunity?
Our development finance comparison tool can provide an initial route to exploring potential funding options. For more complex requirements, speak to us directly about the scheme and its proposed structure.
Understand the market before you borrow.
Practical perspectives on property finance, commercial lending and funding complex transactions.
Let's discuss what your next move requires.
Whether you are funding a property, expanding a business or refinancing an existing facility, speak to Otium Partners about the structure and options available.
Discuss your finance requirements